:root{--navy:#101b2b;--navy2:#172942;--gold:#d9ad59;--cream:#f7f5f0;--ink:#17202b;--muted:#5c6673;--line:#e3e6ea;--white:#fff;--green:#1f8f67}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:#145b91;text-underline-offset:3px}a:hover{color:#0d3f67}.wrap{width:min(1160px,92%);margin:auto}.topbar{background:#0b1421;color:#e9edf2;font-size:.9rem;padding:8px 0}.topbar .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.topbar a{color:#fff}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:82px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:-.03em}.brand img{width:64px;height:64px;object-fit:contain}.brand span{font-size:1.15rem;line-height:1.15;max-width:210px}.navlinks{display:flex;gap:19px;align-items:center;flex-wrap:wrap}.navlinks a{font-size:.92rem;font-weight:650;text-decoration:none;color:#243145}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:#171b22;padding:13px 20px;border-radius:7px;font-weight:800;text-decoration:none;border:0;box-shadow:0 5px 16px #00000012}.btn:hover{color:#111;background:#e8c579}.btn.dark{background:var(--navy);color:#fff}.btn.outline{background:transparent;border:1px solid #ffffff80;color:#fff;box-shadow:none}.hero{background:linear-gradient(115deg,#101b2b 0%,#1b3048 62%,#263e57 100%);color:#fff;padding:76px 0 70px;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:430px;height:430px;border:1px solid #d9ad5930;border-radius:50%;right:-120px;top:-100px;box-shadow:0 0 0 40px #d9ad5908,0 0 0 90px #d9ad5908}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:50px;align-items:center;position:relative;z-index:1}.eyebrow{color:var(--gold);font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;font-weight:850}.hero h1{font-size:clamp(2.3rem,5vw,4.3rem);line-height:1.06;letter-spacing:-.045em;margin:14px 0 22px;max-width:780px}.hero p{font-size:1.12rem;color:#e1e8f0;max-width:700px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-card{background:#ffffff10;border:1px solid #ffffff25;border-radius:16px;padding:28px;backdrop-filter:blur(6px)}.hero-card h2{font-size:1.25rem;margin-top:0}.hero-card ul{padding-left:20px;color:#e1e8f0}.hero-card li{margin:10px 0}.trust-strip{background:var(--cream);padding:20px 0}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.trust-item{display:flex;gap:12px;align-items:center;font-weight:750}.trust-icon{width:40px;height:40px;border-radius:12px;background:#e9d6ad;display:grid;place-items:center;flex-shrink:0}.section{padding:72px 0}.section.soft{background:var(--cream)}.section.dark{background:var(--navy);color:#fff}.section-head{max-width:780px;margin-bottom:32px}.section h2{font-size:clamp(1.8rem,3vw,2.7rem);letter-spacing:-.035em;line-height:1.15;margin:0 0 16px}.section-head p,.muted{color:var(--muted)}.dark .muted,.dark .section-head p{color:#d0d9e3}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:14px;padding:25px;background:#fff;box-shadow:0 8px 26px #17202b08}.card h3{margin:0 0 10px;font-size:1.15rem;line-height:1.3}.card p{margin:0 0 14px;color:var(--muted)}.card a{font-weight:750}.card .tag{display:inline-block;font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;color:#71521a;background:#f5e8cc;padding:5px 9px;border-radius:30px;margin-bottom:12px}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.photo-frame{background:linear-gradient(145deg,#e7dfd0,#f8f6f1);border-radius:18px;min-height:320px;display:flex;align-items:center;justify-content:center;padding:28px;border:1px solid #e2d9c8}.photo-frame img{width:100%;height:100%;max-height:400px;object-fit:cover;border-radius:12px}.photo-placeholder{text-align:center;color:#6d6658}.photo-placeholder strong{display:block;font-size:1.2rem;margin-bottom:8px}.checklist{padding:0;list-style:none}.checklist li{padding:9px 0 9px 30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:24px;border-radius:14px;background:#fff;border:1px solid var(--line)}.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:16px}.faq{border-top:1px solid var(--line);padding:20px 0}.faq h3{font-size:1.05rem;margin:0 0 7px}.faq p{margin:0;color:var(--muted)}.cta{background:linear-gradient(110deg,#172942,#0e1929);color:#fff;padding:44px;border-radius:18px;display:flex;justify-content:space-between;gap:28px;align-items:center}.cta h2{margin:0 0 8px}.cta p{margin:0;color:#d5deea}.article{max-width:850px;margin:auto}.article h1{font-size:clamp(2.1rem,4vw,3.5rem);line-height:1.12;letter-spacing:-.04em}.article h2{margin-top:36px;font-size:1.75rem}.article h3{margin-top:26px}.article p,.article li{font-size:1.04rem}.article .lead{font-size:1.2rem;color:#4f5b68}.breadcrumb{font-size:.9rem;color:var(--muted);margin-bottom:18px}.breadcrumb a{color:inherit}.notice{background:#fff8e8;border-left:4px solid var(--gold);padding:18px 20px;border-radius:0 8px 8px 0}.footer{background:#0b1421;color:#d6dce5;padding:54px 0 22px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px}.footer h3{color:#fff;font-size:1rem}.footer a{color:#e5c47f}.footer p{color:#b9c3cf}.footer-bottom{border-top:1px solid #ffffff20;margin-top:36px;padding-top:18px;font-size:.86rem;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.whatsapp{position:fixed;right:18px;bottom:18px;z-index:30;background:#1eaa68;color:#fff;padding:13px 17px;border-radius:50px;text-decoration:none;font-weight:800;box-shadow:0 6px 20px #0003}.whatsapp:hover{color:#fff;background:#168653}.breadcrumbs{font-size:.9rem;color:#657080}.state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.state-grid a{display:block;padding:14px 16px;border:1px solid var(--line);border-radius:9px;text-decoration:none;font-weight:700;background:#fff}.state-grid a:hover{border-color:var(--gold);background:#fffaf0}.small{font-size:.88rem}.mobile-menu{display:none}@media(max-width:850px){.nav{align-items:flex-start;padding:12px 0;flex-direction:column}.navlinks{gap:12px}.hero-grid,.split{grid-template-columns:1fr}.hero{padding:54px 0}.cards,.steps{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.state-grid{grid-template-columns:repeat(2,1fr)}.cta{flex-direction:column;align-items:flex-start}}@media(max-width:560px){.navlinks{gap:8px 12px}.navlinks a{font-size:.84rem}.brand img{width:52px;height:52px}.hero h1{font-size:2.35rem}.cards,.steps,.footer-grid{grid-template-columns:1fr}.section{padding:52px 0}.cta{padding:28px}.hero-card{padding:22px}.topbar .wrap{font-size:.8rem}.whatsapp{right:12px;bottom:12px;font-size:.9rem}.photo-frame{min-height:220px}}